Request Big Rig Funding

Share a few details about your truck funding need and IFundEveryone can help identify a relevant funding provider. Completing this request does not guarantee eligibility, approval, or funding.

What happens next

We review your request. If you consent below, we may share your information with the provider you selected. If you choose “Help me choose,” we may share it with up to one participating commercial truck funding provider we identify as a possible fit. If your selected provider is not participating, we will contact you before sharing your information with another provider. Providers set their own eligibility, rates, fees, and terms.

Please do not include a Social Security number, bank login, account number, or identity documents. The optional notes are for basic truck details such as year, make, model, mileage, or repair need.

Truck details or anything else the provider should know (optional)Do not enter a Social Security number, bank login, or account number.0 / 180

PrefixMr.Mrs.Ms.Mx.MissDr.Prof.

First Name *

Middle Name

Last Name *

Email Address *

Phone Number *

What do you need funding for?Select the option that best describes what you need.Choose a funding goalBuy a truck or trailerTruck repair or maintenanceFuel, payroll, or working capitalFreight factoring or invoicesLease a truck or fleetFleet expansion or additional trucks

Your trucking operationChoose the best fit.Owner-operatorFleet or trucking business

Estimated funding amountEnter an estimate only; final terms are set by the funding provider.

Preferred provider or programOptional — this helps us understand which result interests you.Choose a provider or ask us to helpHelp me choose a trucking funding providerAmeris Bank Equipment Finance — Semi-Truck FinancingWells Fargo Commercial Vehicle FinanceBMO Transportation FinanceFirst Citizens Bank — Tractor & Trailer FinancingRyder — Semi-Truck LeasingeCapital — Transportation Factoring & FinancingNational Funding — Trucking Business FinancingMehmi Group — Commercial Repair Financing

State where the truck is basedWe use this to help identify providers that serve your area.

Lead sharing consent *

I agree IFundEveryone may contact me about this request. If I choose a provider above, I consent to IFundEveryone sharing the information I provided with that provider so it can respond. If I select “Help me choose,” I consent to IFundEveryone sharing my information with up to one participating commercial truck funding provider that IFundEveryone identifies as a possible fit. If my selected provider is not participating, IFundEveryone will contact me before sharing my information with another provider. I understand the provider is independent and this is an information request, not a loan application or approval.

Request a funding introduction

Start with the job your truck needs to do

Commercial truck funding is not one-size-fits-all. A tractor purchase, a trailer, an unexpected repair, and a stack of unpaid freight invoices are different needs. The right starting point is the specific cost you are trying to cover and how the proposed payments would fit your cash flow.

Buying a tractor or trailer

Equipment financing or a lease may be designed around a particular truck or trailer. Before applying, ask what cash is due up front, how the payment schedule works, what fees apply, whether a balloon or residual payment is due, who holds title, and what it would cost to pay early. New and used equipment can have different age, mileage, inspection, or down-payment rules.

Repairing a truck

Repair funding may work differently from a vehicle purchase. Ask whether the provider pays the repair shop directly, which repair facilities can participate, what estimate or invoice is needed, and whether the financing covers diagnostic work, parts, labor, or only certain repairs. Confirm the full repayment amount and timing before authorizing the work.

Getting paid for hauled freight

Freight factoring is a way some carriers turn eligible invoices into cash sooner by selling or assigning those receivables to a factor. Contracts differ. Compare the advance, fees, reserve or holdback, notice requirements, minimum volume, contract length, and what happens if a broker or shipper does not pay or disputes a load. “Recourse” and “non-recourse” can have contract-specific limits, so read the actual agreement.

Covering fuel, payroll, or other operating costs

Working-capital products may use different payment schedules and may be secured by business assets or receivables. Compare the total amount you receive with the total amount and timing of payments. Ask about origination or service fees, late charges, collateral, personal guarantees, and whether existing liens or factoring agreements affect eligibility.

What can help a provider make an initial review?

Be clear about whether you are an owner-operator or fleet, the amount you are exploring, the state where the truck is based, and whether the need is for a purchase, repair, lease, invoice, or operating expense. Basic truck details such as year, make, model, mileage, and a short description of the repair can help identify a relevant program. A provider may ask for more information later through its own application process.

This request is an introduction request, not a credit application. Do not send a Social Security number, bank login, bank or card number, tax ID, driver’s license, or identity documents through this site. Only provide sensitive documents through a provider’s verified secure application after you have checked who you are dealing with.

Questions to ask before signing

• What is the total amount I will repay, including fees?
• How often are payments due, and when does repayment begin?
• Is the financing secured by the truck, other business assets, invoices, or a personal guarantee?
• Are there prepayment charges, minimum-use requirements, or contract cancellation terms?
• For factoring, when are reserves released and what invoice disputes can be charged back?
• Who should I contact if a payment, repair invoice, or load is disputed?

IFundEveryone is an informational directory and introduction service, not a lender or credit decision maker. Participating providers are independent businesses. Their availability, eligibility rules, pricing, and decisions can change, and a listing or introduction does not guarantee an offer or approval.

Questions about your request or how your information is handled? Contact IFundEveryone or read the Privacy Policy.